Privacy Policy

1. Introduction

Octopus Organizer ("Octopus", "we", "our", or "us") provides personal-finance software and related services. This policy explains what personal data we process, why we process it, how long we retain it, when we share it with service providers, and what rights and controls you have.

2. Scope

This policy applies to our mobile app, backend APIs, and legal pages, including services operated as Octopus Finance AI Advisor.

3. Information We Collect

• Account and identity data (for example email and authentication identifiers).
• Financial records you add (transactions, budgets, bills, goals, account labels).
• Device/runtime metadata, usage telemetry, and crash diagnostics.
• Optional uploaded content used for profile or image-based workflows.

4. Device Permissions

• Camera and Photos/Media: receipt, document, and profile-image workflows.
• Microphone/Speech: voice-input and AI copilot voice experiences.
• Notifications: reminders and service alerts.
• Biometrics: app lock and sensitive-action confirmation.

5. How We Use Information

• Provide and improve app functionality and account operations.
• Secure accounts and prevent fraud or abuse.
• Deliver support and service-related communications.
• Measure reliability and performance.
• Support optional AI-powered product features.

6. AI Processing Transparency

For AI features, your prompt and relevant financial context may be processed by configured AI providers through our backend. Copilot privacy controls are available for consent, export, and deletion where implemented.

7. Data Sharing

We do not sell personal information. We share data with service providers only where required to operate the service (for example authentication, cloud infrastructure, observability, analytics, notifications, and AI processing).

8. Security and Retention

We use encryption in transit and role-based controls for stored data. Retention is data-class-specific and may include hard deletion, soft deletion, or anonymization when legal or audit requirements apply.

9. Your Rights

• Access your data.
• Request correction or deletion.
• Export your data where applicable.
• Withdraw consent where processing is consent-based.
• Raise privacy grievances through designated contact channels.

For account deletion steps, visit Account and Data Deletion.

10. Children's Privacy

The service is not intended for users who are not legally eligible under applicable law and our terms. If we discover prohibited-age data collection, we take remediation steps including deletion/deactivation where required.

11. Contact

For privacy-related requests, contact: privacy@octopusfinance.app. For legal matters: legal@octopusfinance.app